Tata Capital Limited (TCL) is a diversified financial services company and a subsidiary of Tata Sons Private Limited. TCL operates as a non-banking financial company (NBFC) in India, offering a wide range of financial products and services to retail, corporate, and institutional customers. Key Offerings: Consumer Loans: Personal loans, home loans, auto loans, education loans, and loans against property. Commercial Finance: Term loans, working capital loans, equipment financing, and lease rental discounting for businesses. Wealth Management: Services including portfolio management, investment advisory, and distribution of financial products. Investment Banking: Equity capital markets, mergers and acquisitions advisory, and structured finance solutions. Private Equity: Managing funds that invest in companies with significant growth potential. Cleantech Finance: Financing and advisory services for projects in renewable energy, energy efficiency, waste management, and water management. As of March 31, 2025, it has a comprehensive suite of 25+ lending products, catering to a diverse customer base including salaried and self-employed individuals, entrepreneurs, small businesses, small and medium enterprises and corporates. As of June 30, 2025, it has an extensive PAN-India distribution network comprising 1,516 branches spanning 1,109 locations across 27 States and Union Territories. In addition to the lending business, it also operates in non-lending segments like distribution of third-party products like insurance, credit cards, wealth management services to HNIs and retail clients, and the Private equity business.